Insurance IP Bulletin
An Information Bulletin on Intellectual Property activities in the insurance industry

A Publication of - Tom Bakos Consulting, Inc. and Markets, Patents and Alliances, LLC
October 15, 2005

VOL: 2005.5

Class 705/4 Patent Applications Published between (approximately)

August 8, 2005 and October,13 2005

(In order latest to earliest)

CATAGORY

Publication Number

TITLE

Life – Optimizes state guarantee fund coverages

20050228701

Method for optimizing state guarantee fund coverage for insurance transactions

Health – Claim settlement system

20050228700

Method and system for settling a patient's medical claim

Health – Better cost projection method

20050228699

Cost projections for diagnoses

Assignee = United Health Group Incorporated

 

Health – Insurance system

20050222878

Method of managing the business of a medical scheme

Health – Insurance system – see above

20050222877

Method of managing the business of a medical scheme

Inventors are from South Africa – companion to application above.

Life – Life settlements

20050216316

Capital market products including SPIA securitized life settlement bonds and methods of issuing, servicing and redeeming same

Health – Loans collateralized by health claims

20050216315

Loan advancing system

Health – Vision protection insurance

20050209894

Systems and devices for vision protection policy

Assignee = AFLAC

 

Health – Voluntary system to identify and track uninsured population

20050209893

System and method for identifying and servicing medically uninsured persons

P&C – System to verify presence of insurance

20050209892

Automated system and method for providing accurate, non-invasive insurance status verification

NOTE: No patent agent/attorney involved – filed by inventor only.

 

P&C – Well drilling

20050209866

Method and apparatus and program storage device adapted for visualization of qualitative and quantitative risk assessment based on technical wellbore design and earth properties

Assignee = Schlumberger Technology Corporation

 

Health – Vision protection insurance

20050203781

Vision care and protection policy

Assignee = AFLAC

Similar to 2005020894 above – contains “product” claims.

P&C – Method to identify uninsured motorists

20050203780

Method and apparatus for identifying uninsured motorists

P&C – Insurance against mortgage loan inaccuracies

20050203779

Business structure for providing a representation and warranty insurance for mortgage loans

P&C – Method to identify high concentration of risk

20050203778

Systems and methods for determining concentrations of exposure

Assignee = Risk Management Solutions Inc. (based on PCT application)

Life – Pre-need insurance services

20050197866

Preneed insurance services system

ALL – Insurance claim processing

20050192850

Systems and methods for using data structure language in web services

Life – Life settlements, online auction

20050192849

System for facilitating life settlement transactions

Life – Matches customer needs with service provider abilities

20050187802

Method and system for conducting customer needs, staff development, and persona-based customer routing analysis

Assignee = Citibank (based on PCT application)

Pension – Use life settlements to fund pension plans

20050187801

Method of enhancing value of pension system assets

Health – Integrates health spending accounts into payment systems

20050187800

Integrating defined contribution accounts into a claim payment processing system

Assignee = The Trizeito Group (based on PCT application)

P&C – Account management in underwriting processes

20050187799

Account level participation for underwriting components

Assignee = Accenture Global Services GMBH (based on PCT application)

P&C – Insuring data protection services

20050187798

Systems and methods for providing insurance in conjunction with a data protection service

Assignee = VIRTUAL BACKUP, INC.

 

Life – Premium financing

20050182670

Methods for reducing and eliminating risk exposure in life insurance transactions

ALL – Rating system data collection

20050182669

Supplemental rating and financial review questionnaire

Assignee = A.M BEST COMPANY, INC., NJ

 

ALL – Insurance application processing

20050182668

System and method for electronically creating, filing and approving applications for insurance coverage

Assignee = Real Consulting Inc. (based on PCT application)

ALL – Insurance application processing

20050182667

Systems and methods for performing data collection

ALL – Insurance application processing

20050182666

Method and system for electronically routing and processing information

Health – Describes healthcare marketplace

20050182660

Business method and system for providing an on-line healthcare market exchange for procuring and financing medical services and products

Assignee = MED BID EXCHANGE LLC, New Haven, CT

ALL – Web based marketing

20050177401

System and method for performing Web based in-view monitoring

Assignee = Capital One Financial Corporation

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