Insurance IP Bulletin
An
Information Bulletin on Intellectual Property
activities in the insurance
industry
A Publication of - Tom Bakos Consulting, Inc. and Markets, Patents and Alliances, LLC |
October 15, 2005 VOL: 2005.5 |
Class
705/4 Patent Applications Published between (approximately) August
8, 2005 and October,13 2005 (In
order latest to earliest) CATAGORY Publication
Number TITLE Life
Optimizes
state guarantee fund coverages Method
for optimizing state guarantee fund coverage for insurance transactions
Health
Claim settlement system Method
and system for settling a patient's medical claim
Health
Better cost projection method Cost
projections for diagnoses Assignee
= United Health Group Incorporated Health
Insurance system Method
of managing the business of a medical scheme
Health
Insurance system see above Method
of managing the business of a medical scheme
Inventors
are from Life
Life
settlements Capital
market products including SPIA securitized life settlement bonds and
methods of issuing, servicing and redeeming same
Health
Loans collateralized by health claims Loan
advancing system Health
Vision protection insurance Systems
and devices for vision protection policy Assignee
= AFLAC Health
Voluntary system to identify and track uninsured population System
and method for identifying and servicing medically uninsured persons
P&C
System to verify presence of insurance Automated
system and method for providing accurate, non-invasive insurance status
verification NOTE:
No patent agent/attorney involved filed by inventor only.
P&C
Well drilling Method
and apparatus and program storage device adapted for visualization of
qualitative and quantitative risk assessment based on technical wellbore
design and earth properties Assignee
= Schlumberger Technology Corporation Health
Vision protection insurance Vision
care and protection policy Assignee
= AFLAC Similar
to 2005020894 above contains product claims. P&C
Method to identify uninsured motorists Method
and apparatus for identifying uninsured motorists
P&C
Insurance against mortgage loan inaccuracies Business
structure for providing a representation and warranty insurance for
mortgage loans P&C
Method to identify high concentration of risk Systems
and methods for determining concentrations of
exposure Assignee
= Risk Management Solutions Inc. (based
on PCT application)
Life
Pre-need insurance services Preneed
insurance services system ALL
Insurance claim processing Systems
and methods for using data structure language in web services
Life
Life
settlements, online auction System
for facilitating life settlement transactions
Life
Matches
customer needs with service provider abilities Method
and system for conducting customer needs, staff development, and
persona-based customer routing analysis Assignee
= Citibank (based
on PCT application) Pension
Use
life settlements to fund pension plans Method
of enhancing value of pension system assets
Health
Integrates
health spending accounts into payment systems Integrating
defined contribution accounts into a claim payment processing system
Assignee
= The Trizeito Group (based
on PCT application) P&C
Account management in underwriting processes Account
level participation for underwriting components
Assignee
= Accenture Global Services GMBH (based
on PCT application) P&C
Insuring data protection services Systems
and methods for providing insurance in conjunction with a data protection
service Assignee
= VIRTUAL BACKUP, INC. Life
Premium
financing Methods
for reducing and eliminating risk exposure in life insurance transactions
ALL
Rating
system data collection Supplemental
rating and financial review questionnaire Assignee
= A.M BEST COMPANY, INC., NJ ALL
Insurance
application processing System
and method for electronically creating, filing and approving applications
for insurance coverage Assignee
= Real Consulting Inc. (based
on PCT application) ALL
Insurance
application processing Systems
and methods for performing data collection
ALL
Insurance
application processing Method
and system for electronically routing and processing information
Health
Describes
healthcare marketplace Business
method and system for providing an on-line healthcare market exchange for
procuring and financing medical services and products
Assignee
= MED BID EXCHANGE LLC, ALL
Web
based marketing System
and method for performing Web based in-view monitoring
Assignee
= Capital One Financial Corporation