Insurance IP Bulletin
An
Information Bulletin on Intellectual Property
activities in the insurance
industry
A Publication of - Tom Bakos Consulting, Inc. and Markets, Patents and Alliances, LLC |
June 15, 2005 VOL: 2005.3 |
Newly
Issued Patents (4/15 – 6/15/05) in Class 705/4
6,879,959 Filed: January
21, 2000
Issued: April 12, 2005 Pendency: 5.25
years
L&H
Method of adjudicating
medical claims based on scores that determine medical procedure monetary
values
ASSIGNEE: Quality Care
Solutions, Inc. (
FIELD: Medical claim
adjudication
PROBLEMS: A significant number of medical
claims must be reprocessed by a medical service provider due to clerical input
errors. The pre-approval process
for some claim procedures is time consuming and neither patient nor provider
friendly. Administrative overhead
is costly.
SOLUTIONS: An improved method of processing
medical claims/method of adjudicating medical claims/method of managing medical
contracts/method of down-coding medical claims is provided to overcome the
disadvantages of the prior art. The method can be performed real-time without a
time delay of weeks or even a day. The method described provides a more cost
efficient, more reliable, and more accurate method of processing medical
claims/method of adjudicating medical claims/method of managing medical
contracts/method of down-coding medical claims, and the method is both
patient-oriented and medical service provider-oriented.
6,886,061
Filed: November 21, 2002 Issued: April 26, 2005 Pendency: 2.4
years
L&H
Electronic record system
and control program device with display and tablet function for manipulating
display area functions with pen
stylus
ASSIGNEE: NEC Corporation
(
FIELD: Electronic medical
record system
PROBLEMS: A paper based medical record system
creates storage problems which results in short record retention to conserve
space. Conventional electronic
medical record systems which involve keyboard or mouse input which is difficult,
disrupts the doctor, and may create patient concerns. Pen tablet input systems also have
problems.
SOLUTIONS: A pen tablet system which
incorporates free writing solves these problems.
6,891,946
Filed: January 25, 2002
Issued: May 10, 2005 Pendency: 3.3
years
L&H
Automated phone
priorities
ASSIGNEE: Walgreen
Co. (
FIELD: The automatic
routing of telephone calls within a pharmacy to maximize customer service and
internal workflow
PROBLEMS: No telephone call routing systems to
date have been developed that take into account the unique skill sets of
pharmacists, technicians, and other staff members when distributing telephone
calls to increase the overall workflow of a pharmacy as a
whole.
SOLUTIONS: Provide an electronic means to match
a caller to the pharmacy based on the type of caller (e.g. prescriber, patient,
insurer) to an available pharmacy employee who has signed into the system with
functional resources necessary to address the caller’s specific
needs.
6,895,390
Continuation of 09/327,728 now patent #
6,061,661
L&H
System for monitoring
increasing income financial
products
ASSIGNEE:
None
FIELD: Monitoring
investments in a fund established to provide increasing income to
subscriber/survivors investing in a financial product – which can be life
insurance, an annuity, mutual fund, or other similar financial
product
PROBLEMS: Essentially, this is an opportunity
that has not been previously addressed.
That is, this is a process that allows individuals to invest in a fund
and realize increasing income created by income forgone by deaths in the
subscriber group. It appears to be
something like a tontine.
SOLUTIONS: Provide a system that responds
better to administrative problems associated with the increasing income
financial product described.